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8 Best Fireproof Gun Safes (2026): Fire Ratings Tested and Ranked

Last updated September 2026 · By Nick Hall, who has installed and evaluated 20+ fire-rated safes across every major brand

Affiliate disclosure: Some of the links below are affiliate links, meaning at no additional cost to you, we may earn a commission if you click through and make a purchase.

Firearm Safety & Legal: Educational content only. You’re responsible for safe handling and legal compliance. Always:
  • Treat every gun as loaded
  • Point the muzzle in a safe direction
  • Keep your finger off the trigger until you’re ready to shoot
  • Know your target and what’s beyond
Secure storage is mandatory. This is not a substitute for professional training. Full disclaimer
Table of Contents
Gun Safe Fire Rating Steel Capacity Street Price Check Price
BEST OVERALL
Browning Sporter SP33
60 min @ 1200°F 12-gauge 33 guns ~$1,569 Lowest Price ↓
BEST UNDER $1,000
Winchester Bandit 14
45 min @ 1400°F (maker rating) 14-gauge 20 guns ~$958 Lowest Price ↓
BEST EXTREME
Steelwater Heavy Duty 26
60 min @ 1875°F 10-gauge 26 guns ~$2,100 Lowest Price ↓
BEST VALUE
Sports Afield Domain 20
30 min @ 1400°F Five 1-inch bolts 20 guns ~$860 Lowest Price ↓
BEST BUDGET
Hornady Fireproof 95407
30 min @ 1400°F Steel + insulation 2 handguns ~$197-$217 Lowest Price ↓
BEST US-BUILT
Liberty Centurion 24
40 min @ 1200°F 14-gauge 24 guns ~$800 Lowest Price ↓
BEST LARGE CAPACITY
Liberty USA 50
60 min @ 1200°F 11-gauge 50 guns ~$1,800 Lowest Price ↓
BEST 12-GAUGE VALUE
Sports Afield Preserve 40
45 min @ 1400°F 12-gauge 40 guns ~$1,478 Lowest Price ↓

How we tested: Every pick here is ranked against our testing methodology. Minimum round counts, accuracy and reliability protocols, the failures that disqualify a gun. Where we have not shot a specific variant ourselves, we say so in that section.

Introduction: Best Fireproof Gun Safes in 2026

Most gun safes aren’t fireproof. They’re fire-resistant, and there’s a difference. “Fireproof” implies immunity. “Fire-resistant” means “buys you time before the interior reaches 350 degrees and everything starts cooking.” Every safe on this list falls into the second category, and being honest about that is what separates real reviews from marketing fluff.

A fire rating tells you two numbers: how many minutes the interior stays below the critical threshold, and at what external temperature the test was conducted. 45 minutes at 1,200 degrees is very different from 45 minutes at 1,400 degrees. UL-listed ratings mean an independent lab verified the claim. Non-UL ratings mean the manufacturer tested it themselves. One of these is more trustworthy than the other.

According to the NFPA, the average residential fire gives you 17 minutes before flashover and fire department response averages 7-10 minutes in urban areas. A 30-minute fire rating covers most real-world scenarios. A 60-minute rating gives you a massive safety margin. Anything beyond 60 minutes is insurance against worst-case scenarios.

We track over 830 safes across 32 retailers, and here are the 8 best fireproof gun safes in 2026, ranked by fire protection, steel thickness, and real-world value. For price-specific picks, see our guides for under $1,000, under $1,500, and under $2,000.

Browning Sporter SP33 gun safe, one of the best fireproof gun safes in 2026

1. Browning Sporter SP33: Best Overall Fireproof Gun Safe

  • Fire Rating: 60 minutes @ 1,200°F
  • Capacity: 33 long guns
  • Weight: ~700 lbs
  • Steel: 12-gauge body
  • Door Seal: Palusol heat-activated expandable seal
  • Insulation: Multi-layer fireboard with gypsum composite
  • Street Price: ~$1,569-$1,669

Pros

  • 60-minute fire rating is the longest affordable option
  • 12-gauge steel body with 700 lbs of mass
  • Palusol door seal expands in heat to block smoke and superheated air
  • Multi-layer fireboard insulation throughout body and door
  • Browning DPX interior survives fire events without degrading

Cons

  • Not UL-listed (Browning self-tests, but their reputation is solid)
  • 33-gun capacity is moderate for the price
  • $1,459+ puts it above many buyers’ budgets
Browning Sporter SP33 Gun Safe
From
$1,569.00
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Browning Safes Sporter SP33 Gun Safe Electronical Lock Hammer Gloss Gray 33
Browning Safes Sporter SP33 Gun Safe Electronical Lock Hammer Gloss Gray 33
Optics Planet BEST
$1,569.00In StockBuy Now →
Browning Sporter Series SP33 33 Gun Safe - Hammer Gloss Gray
Browning Sporter Series SP33 33 Gun Safe - Hammer Gloss Gray
Sportsman's Warehouse
$1,649.00In StockBuy Now →
Browning Safes Sporter SP33 Gun Safe Electronical Lock Putty Gray 33
Browning Safes Sporter SP33 Gun Safe Electronical Lock Putty Gray 33
Optics Planet
$1,669.00In StockBuy Now →
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60 minutes of fire protection. That’s double the time most residential fires take to reach their peak, and triple the average fire department response time. The Browning SP33 gives you a safety margin so wide that your guns will survive scenarios that would destroy everything else in your house. The multi-layer fireboard insulation is the key. It’s not just one layer of gypsum between you and the fire. It’s multiple layers engineered to dissipate heat incrementally.

The Palusol door seal is the unsung hero. In a fire, the heat causes the seal material to expand dramatically, filling every gap between the door and the body. Smoke, superheated air, and flames can’t penetrate the seal. This is the same technology used in commercial fireproof doors, and Browning uses it at the consumer level. Without it, even a safe with thick fireboard will let smoke in through the door gaps and damage your guns’ finishes.

At 700 pounds with 12-gauge steel, the fire protection is backed by genuine anti-theft security. The fire rating means nothing if a thief takes the safe before the fire starts. Between the weight, the steel thickness, and the Force Deflector locking system, the SP33 handles both threats. Full review in our under $1,500 and under $2,000 guides.

Best For: Gun owners who want the best affordable fire protection with premium build quality. The 60-minute rating gives you peace of mind that cheaper safes simply can’t match.

Winchester Bandit 14 20-gun safe

2. Winchester Bandit 14: Best Fireproof Safe Under $1,000

  • Fire Rating: 45 minutes @ 1,400°F (Winchester’s own rating)
  • Capacity: 20 long guns + 4 handguns
  • Weight: 314 lbs
  • Steel: 14-gauge body
  • Locking: 10 solid steel 1″ bolts (2-way)
  • Door Seal: Palusol heat-activated seal
  • Street Price: ~$958

Pros

  • Rated 45 minutes at 1,400°F
  • 1,400-degree test temperature is 200 degrees hotter than most competitors
  • 10 locking bolts in 2-way configuration (top and side)
  • Palusol door seal for smoke and heat protection
  • Exceeds California DOJ requirements

Cons

  • Only 45 minutes (vs 60 on the Browning)
  • 314 lbs is lighter than heavier competitors
  • Narrow 22-inch body limits interior space
  • Fire rating is Winchester’s own test
Winchester Bandit 14 Gun Safe
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$958.00
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Winchester Bandit 14 Gun Safe, Holds 20 Long Guns, Slate, SECWINB14-SL-E
Winchester Bandit 14 Gun Safe, Holds 20 Long Guns, Slate, SECWINB14-SL-E
GunDeals BEST
$958.00In StockBuy Now →
Winchester Bandit Fire-Resistant 14 Gun Safe Slate
Winchester Bandit Fire-Resistant 14 Gun Safe Slate
MidwayUSA
$1,116.99In StockBuy Now →
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Winchester rates the Bandit 14 at 45 minutes at 1,400 degrees Fahrenheit, a hotter test temperature than the 1,200 degrees most budget safes quote. That rating is Winchester’s own. Its product page makes no UL fire-listing claim, so treat the number the way you’d treat any other maker’s rating: a claim, not a certification. What Winchester does state is that the Bandit exceeds California DOJ requirements.

Does that matter for insurance? It can. Some policies ask for an independently listed safe, and an adjuster may treat a maker’s rating differently from a UL listing. If that’s your situation, read your policy first, then check our gun safe ratings database. It shows which safes carry an independent listing and which are self-rated.

The 1,400-degree test temperature is also noteworthy. Browning and Liberty test at 1,200 degrees. Winchester’s test is 200 degrees hotter, which represents a more severe fire scenario. Yes, the Browning lasts 60 minutes versus Winchester’s 45, but the Winchester’s test conditions are objectively more demanding. It’s an apples-to-oranges comparison that the Winchester doesn’t get enough credit for. Full review in our under $1,000 guide.

Best For: Buyers who want a 1,400-degree fire rating and California DOJ compliance for under $1,000. If you’re in wildfire country, that test temperature is the number to compare, just remember it’s Winchester’s own test.

Steelwater safe, great fireproof safe

3. Steelwater Heavy Duty 26: Best Extreme Fire Protection

  • Fire Rating: 60 minutes @ 1,875°F
  • Capacity: 26 long guns
  • Weight: ~680 lbs
  • Steel: 10-gauge body / 5-gauge door
  • Door Seal: Multi-layer expandable fire seal
  • Features: EMP-rated lock, recessed door design
  • Street Price: ~$2,100

Pros

  • 1,875-degree test temperature is the highest in any residential safe
  • 60-minute rating at nearly 2,000 degrees is extreme fire protection
  • 10-gauge body and 5-gauge door are the thickest steel available
  • 680 lbs with recessed door prevents pry bar insertion
  • EMP-rated lock continues to function after electromagnetic events

Cons

  • $1,896 is near the top of residential safe pricing
  • Only 26-gun capacity for the money
  • Steelwater is a smaller brand with less retail presence
  • These specs are overkill for most residential scenarios
Steelwater Long Gun Safe Prices

Steelwater heavy and extreme duty safes, live pricing

From
$1,199.99
🟢 Live prices • verified 7 hours ago • Limited availability · 1 retailer
Steelwater Heavy Duty 16 Long Gun Safe - Semi Gloss Black - Semi-Gloss Black
Steelwater Heavy Duty 16 Long Gun Safe - Semi Gloss Black - Semi-Gloss Black
Sportsman's Warehouse BEST
$1,199.99In StockBuy Now →
Steelwater Heavy Duty 20 Long Gun Safe - Semi Gloss Black
Steelwater Heavy Duty 20 Long Gun Safe - Semi Gloss Black
Sportsman's Warehouse
$1,399.99In StockBuy Now →
Steelwater Heavy Duty 26 Long Gun Safe - Semi Gloss Black
Steelwater Heavy Duty 26 Long Gun Safe - Semi Gloss Black
Sportsman's Warehouse
$2,099.99In StockBuy Now →
Steelwater Extreme Duty 26 Long Gun Safe - Semi Gloss Black
Steelwater Extreme Duty 26 Long Gun Safe - Semi Gloss Black
Sportsman's Warehouse
$2,499.99In StockBuy Now →
Steelwater Heavy Duty 45 Long Gun Safe - Semi Gloss Black
Steelwater Heavy Duty 45 Long Gun Safe - Semi Gloss Black
Sportsman's Warehouse
$3,099.99In StockBuy Now →
Steelwater Extreme Duty 39 Long Gun Safe - Semi Gloss Black
Steelwater Extreme Duty 39 Long Gun Safe - Semi Gloss Black
Sportsman's Warehouse
$3,099.99In StockBuy Now →
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1,875 degrees Fahrenheit. For context, structural steel starts to fail at around 1,100 degrees. Residential fires peak between 1,100 and 1,500 degrees. The Steelwater Heavy Duty 26 is tested at temperatures that exceed what most residential fires produce. This is fire protection designed for the absolute worst-case scenario: a house fire fueled by gas lines, propane storage, or accelerants.

The 10-gauge body and 5-gauge door aren’t just about burglary resistance (though they’re the thickest steel in any safe under $2,000). Thicker steel also slows heat transfer. The fire rating isn’t just about the insulation. The steel itself acts as a heat sink, absorbing energy before it reaches the interior. More steel means more thermal mass means more time before the interior heats up.

Is this overkill for most people? Honestly, yes. A 60-minute rating at 1,200 degrees (like the Browning SP33) covers 99% of residential fire scenarios. But if you live in wildfire country, store propane near your home, or simply want the absolute maximum fire protection money can buy under $2,000, the Steelwater has no equal. Full review in our under $2,000 guide.

Best For: Buyers in extreme fire risk areas (California wildfire zones, rural properties with propane, older homes). The nuclear option for fire protection.

Liberty Centurion

4. Liberty Centurion 24: Best Fire-Rated Safe Under $1,000

  • Fire Rating: 40 minutes @ 1,200°F
  • Capacity: 24 long guns
  • Weight: 375 lbs
  • Steel: 14-gauge body
  • Locking: 7 military-style 4″ locking bars
  • Warranty: Lifetime (including fire damage)
  • Street Price: ~$800

Pros

  • Lifetime warranty specifically covers fire damage (Liberty replaces your safe)
  • 40-minute fire rating with Palusol door seal
  • Made in the USA with decades of fire test data
  • Military-style locking bars provide superior pry resistance
  • $900 is the sweet spot for fire + security combined

Cons

  • 40 minutes is less than Browning (60) and Winchester (45)
  • 1,200-degree test temperature is the lowest on this list
  • 14-gauge steel is thinner than premium options
Liberty Centurion 24 Gun Safe
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$799.99
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Liberty Safe Centurion 24 Gun Safe
Liberty Safe Centurion 24 Gun Safe
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$799.99In StockBuy Now →
Liberty Safes Centurion 24 Deluxe Gun Safe - Gray
Liberty Safes Centurion 24 Deluxe Gun Safe - Gray
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$999.99In StockBuy Now →
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Here’s something nobody else on this list offers: if your Liberty Centurion gets damaged in a fire, Liberty replaces it. Free. Their lifetime warranty explicitly covers fire damage. That’s not marketing language. They’ve honored thousands of fire claims since they started building safes. You buy a Liberty, your house burns down, Liberty sends you a new safe. Done.

The 40-minute fire rating at 1,200 degrees is the shortest on this list. But here’s the context that matters: per the NFPA, average fire department response is 7-10 minutes. Most residential fires are contained within 20-30 minutes of response. 40 minutes of protection covers the real-world scenario with a healthy margin. You’re not protecting against a 3-hour inferno. You’re protecting against the 15-25 minutes between ignition and fire crews putting water on the fire.

When you factor in the lifetime warranty, the Centurion’s fire protection is effectively unlimited. If 40 minutes isn’t enough and your safe gets damaged, Liberty replaces it. That’s a fire protection guarantee that no amount of fireboard insulation can match. Full review in our under $1,000 guide and best value guide.

Best For: Gun owners who want fire protection backed by a warranty that actually means something. The lifetime fire damage replacement policy is the Centurion’s true fire rating: infinite.

Sports Afield Domain 20 gun safe standing open with long guns racked and the pocket door organizer visible

5. Sports Afield Domain 20: Best Value Fireproof Safe

  • Fire Rating: 30 minutes @ 1,400°F
  • Capacity: 20 long guns plus 4 handguns
  • Weight: 195 lbs
  • Dimensions: 55″ H x 19.5″ W x 20.5″ D
  • Locking: Five 1-inch solid steel bolts
  • Certification: California DOJ approved

Pros

  • Tested at 1,400F, not 1,200F
  • Lifetime warranty covers fire and flood
  • Five 1-inch solid steel bolts

Cons

  • Thirty minutes is the shortest here
  • Twenty long guns, not twenty-four
  • Light enough to need bolting down
Sports Afield Domain 20 Prices

Sports Afield Domain series, live pricing

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$859.99
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Sports Afield Domain Gun Safe - 120948
Sports Afield Domain Gun Safe - 120948
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$859.99In StockBuy Now →
Sports Afield Domain Gun Safe 20 Gun Black
Sports Afield Domain Gun Safe 20 Gun Black
MidwayUSA
$979.99In StockBuy Now →
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Here is where the page above pays off. The Domain is rated 30 minutes at 1,400 degrees and the Liberty Centurion 40 minutes at 1,200. Ranking those by minutes puts the Liberty ahead by ten, and that ranking is meaningless, because the two numbers came out of furnaces set 200 degrees apart.

The warranty is not the gap either. Sports Afield cover the whole safe for life against theft, fire, natural flood, locks, parts and paint, with free freight on a replacement and a free locksmith if you lock yourself out. What you are actually giving up against Liberty is a US-built body and thirty years of settled fire claims, which is a reasonable thing to pay for and a different thing from what we used to tell you.

At 195 lbs the Domain is the one on this list two people can actually carry, which cuts both ways. It goes upstairs where a 400 lb safe never will, and it walks out on a dolly if you leave it unbolted. Bolt it down and the weight stops mattering. Full review in our under $1,000 guide.

Best For: Someone who wants a hotter test, a lifetime warranty and a safe light enough to put on a first floor without checking the joists.

Liberty USA 50 gun safe

6. Liberty USA 50: Best Large-Capacity Fireproof Safe

  • Fire Rating: 60 minutes @ 1,200°F
  • Capacity: 50 long guns
  • Weight: ~650 lbs
  • Steel: 11-gauge body
  • Locking: 10 military-style 4″ locking bars
  • Warranty: Lifetime (fire + burglary)
  • Street Price: ~$1,800

Pros

  • 60-minute fire rating with triple-layer fireboard and Palusol seal
  • 11-gauge steel is the thickest from a major brand under $2,000
  • 50-gun capacity with 650 lbs of mass
  • Lifetime warranty covers fire damage replacement
  • Made in USA with decades of fire protection track record

Cons

  • $1,900 is significant money
  • 1,200-degree test temperature (lower than Winchester and Steelwater)
  • Interior organization is basic compared to Browning
Liberty USA 50 Gun Safe
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$1,799.99
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Liberty Safe USA 50 Gun Safe
Liberty Safe USA 50 Gun Safe
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$1,799.99In StockBuy Now →
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The Liberty USA 50 combines everything: 60-minute fire rating, 11-gauge steel, 50-gun capacity, 650 pounds of mass, and a lifetime warranty that covers fire damage replacement. It’s the Browning SP33’s fire rating in a Liberty package with thicker steel, more capacity, and a warranty that actually replaces your safe after a fire. At $1,900, it’s the ultimate “buy once, buy forever” fireproof gun safe.

The triple-layer fireboard insulation paired with the Palusol door seal creates the most comprehensive fire envelope under $2,000 from a major brand. Liberty has been testing and refining their fire protection for decades. This isn’t first-generation technology. It’s the result of countless real-world fire events that Liberty has studied, analyzed, and engineered solutions for.

If you have a large collection and want the most fire protection money can buy from a name-brand manufacturer with a real warranty, this is the safe. Full review in our under $2,000 guide.

Best For: Large collection owners who want maximum fire protection with a lifetime replacement warranty. The complete package for serious gun owners.

Sports Afield Preserve 40 Gun Safe

7. Sports Afield Preserve 40: Best Fire-Rated Mid-Size Safe

  • Fire Rating: 45 minutes @ 1,400°F
  • Capacity: 40 long guns + 8 handguns
  • Weight: ~550 lbs
  • Steel: 12-gauge body
  • Locking: 8 active 1.5″ chrome bolts
  • Street Price: ~$1,478

Pros

  • 45 minutes at 1,400 degrees (higher test temp than Liberty and Browning)
  • 12-gauge steel body with 40+8 capacity
  • $1,478 significantly undercuts Liberty USA 50
  • 40-inch width gives excellent interior room
  • 8 active chrome bolts with door-mounted handgun storage

Cons

  • 45 minutes vs Liberty/Browning’s 60 minutes
  • Limited warranty (no lifetime fire replacement)
  • Sports Afield brand is newer in the market
Sports Afield Preserve 40 Gun Safe
From
$1,478.29
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Sports Afield SECSA5940P Preserve SA5940P Keypad/Key Entry Black Textured Steel Holds 40 + 8 59 in H x 40 in W x 22 in D Fireproof- Yes , Gun Safe
Sports Afield SECSA5940P Preserve SA5940P Keypad/Key Entry Black Textured Steel Holds 40 + 8 59 in H x 40 in W x 22 in D Fireproof- Yes , Gun Safe
Hinterland Outfitters BEST
$1,478.29In StockBuy Now →
Sports Afield Preserve Series 40+8 Gun Safe (Black)
Sports Afield Preserve Series 40+8 Gun Safe (Black)
Ammunition Depot
$1,493.49In StockBuy Now →
Sports Afield SECSA7240P Preserve Keypad Gun Safe, Black Steel
Sports Afield SECSA7240P Preserve Keypad Gun Safe, Black Steel
United States Association of Gun Owners
$1,653.42In StockBuy Now →
Sports Afield SECSA7240P Preserve SA7240P Keypad/Key Entry Black Steel Holds 60 + 8 72 in H x 40 in W x 25 in D Fireproof- Yes , Gun Safe
Sports Afield SECSA7240P Preserve SA7240P Keypad/Key Entry Black Steel Holds 60 + 8 72 in H x 40 in W x 25 in D Fireproof- Yes , Gun Safe
Hinterland Outfitters
$1,728.33In StockBuy Now →
Sports Afield Preserve Fire Resistant 40 Gun Safe with Biometric Lock Black
Sports Afield Preserve Fire Resistant 40 Gun Safe with Biometric Lock Black
MidwayUSA
$1,799.99In StockBuy Now →
Sports Afield Preserve Fire Resistant 40 Gun Safe with Electronic Lock Black
Sports Afield Preserve Fire Resistant 40 Gun Safe with Electronic Lock Black
MidwayUSA
$1,853.99In StockBuy Now →
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The 1,400-degree test temperature is Sports Afield’s fire protection argument, and it’s a good one. Most house fires burn between 1,100 and 1,500 degrees. Testing at 1,400 represents a more realistic severe fire scenario than Liberty’s 1,200-degree test. The Preserve 40 lasts 45 minutes at these harsher conditions, which may actually represent better real-world protection than a 60-minute rating at a lower temperature.

At $1,478, you’re getting 12-gauge steel and 40+8 capacity with serious fire protection for $422 less than the Liberty USA 50. The fire protection argument is close enough that the price difference should be the deciding factor for most buyers. If the Liberty warranty matters to you (and it should), spend the extra $422. If pure specs-per-dollar drives your decision, the Preserve 40 wins. Full review in our under $2,000 guide.

Best For: Value-oriented buyers who want serious fire protection with 12-gauge steel without spending $1,900+. The higher test temperature is a legitimate engineering advantage.

Hornady Fireproof Safe 95407: a great budget fireproof gun safe

8. Hornady Fireproof Safe 95407: Best Budget Fireproof Safe

  • Fire Rating: 30 minutes @ 1,400°F
  • Capacity: 2 handguns + documents/valuables
  • Weight: ~30 lbs
  • Lock: Electronic keypad + backup key
  • Features: Waterproof seal, interior shelf
  • Street Price: ~$197-$217

Pros

  • 30 minutes at 1,400 degrees for $210 is the cheapest fire protection available
  • Waterproof seal protects against flooding and fire hose water damage
  • Holds 2 handguns plus documents and valuables
  • Hornady quality construction
  • Every gun owner can afford this

Cons

  • Not a quick-access safe (keypad only)
  • 30 lbs can be easily carried off
  • Small interior limits storage
  • Not suitable as a primary gun safe
Hornady Fireproof Safe 95407
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$210.25
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Hornady 95407 Fireproof Keypad Key Entry Black Powder Coat Black Holds 2, Handguns Steel , Gun Safe
Hornady 95407 Fireproof Keypad Key Entry Black Powder Coat Black Holds 2, Handguns Steel , Gun Safe
Hinterland Outfitters BEST
$210.25In StockBuy Now →
Hornady 95407 Fireproof Gun Safe Keypad Key Entry
Hornady 95407 Fireproof Gun Safe Keypad Key Entry
DEGuns
$216.99In StockBuy Now →
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Two hundred and ten dollars. That’s what fire and water protection costs at its absolute minimum. The Hornady 95407 offers 30 minutes of protection at 1,400 degrees, plus a waterproof seal that protects against flooding and fire hose damage. Nothing else in the gun safe market comes close to this price for real fire protection.

Think of this as insurance, not as a primary gun safe. Your carry gun lives in a Vaultek or Hornady Night Guard on your nightstand. Your collection lives in a Liberty or Browning vault. And your most valuable handguns, your insurance documents, your passport, and your backup hard drive live in this $210 fireproof box. If the house burns down, all of it survives.

Every gun owner should have some form of fireproof storage. If $900+ for a fire-rated full-size safe isn’t in the budget right now, the 95407 protects your most critical items for the price of a box of premium ammo. Full review in our under $300 guide and under $500 guide.

Best For: Every gun owner who doesn’t already have fireproof storage. The absolute minimum investment in fire protection. No excuses at $210.


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Gun Safe Fire Ratings Explained: What You Need to Know

How Fire Ratings Work

A fire rating measures two things: duration (minutes) and test temperature (degrees Fahrenheit). The safe is placed in a furnace at the specified temperature, and engineers measure how long the interior stays below 350 degrees, which is the threshold where paper chars, gun finishes blister, and electronics fail. The result is expressed as “X minutes at Y degrees.”

UL-Listed vs. Self-Tested Fire Ratings

UL-listed fire ratings are independently verified by Underwriters Laboratories, a third-party testing organization. The manufacturer sends their safe to UL, UL subjects it to standardized fire conditions, and UL certifies the result. Self-tested ratings mean the manufacturer conducted their own test. Both can be accurate, but UL certification is the gold standard because it removes manufacturer bias.

What Fire Rating Do You Actually Need?

According to NFPA fire statistics, average fire department response time is 7-10 minutes in urban areas and 12-15 minutes in rural areas. Most residential fires are contained within 20-30 minutes of response. A 30-minute fire rating covers the vast majority of real-world scenarios. A 45-minute rating adds a comfortable safety margin. A 60-minute rating is insurance against worst-case scenarios like delayed response, fully involved structure fires, or rural properties far from fire stations.

Temperature Matters: 1,200 vs. 1,400 vs. 1,875 Degrees

Not all fire ratings are tested at the same temperature. Liberty tests at 1,200 degrees. Winchester and Sports Afield test at 1,400. Steelwater tests at 1,875. A 45-minute rating at 1,400 degrees represents more severe conditions than a 60-minute rating at 1,200 degrees. When comparing fire ratings, always compare both the duration AND the test temperature. They tell the full story together.

The Door Seal: The Most Overlooked Fire Feature

Fireboard insulation protects the walls. But without a proper door seal, smoke and superheated air pour in through the gap between the door and the body. Palusol heat-activated seals (used by Browning, Liberty, and Winchester) expand in a fire to fill every gap. This is what prevents smoke damage to gun finishes and keeps internal temperatures low. Always check that your safe has an expandable fire seal, not just rubber weatherstripping.


Fireproof Gun Safe Comparison Chart

SafeDurationTempUL?Steel
Steelwater HD2660 min1,875°FNo10-ga
Browning SP3360 min1,200°FNo12-ga
Liberty USA 5060 min1,200°FNo11-ga
Winchester Bandit45 min1,400°FNo14-ga
SA Preserve 4045 min1,400°FNo12-ga
SA Domain 2030 min1,400°FNo14-ga
Liberty Centurion40 min1,200°FNo14-ga
Hornady 9540730 min1,400°FNoN/A

What these makers actually certify, checked September 23, 2026. Fire ratings are the maker’s own claim unless a lab is named.

SafeBurglary ratingFire claim (maker)Independent fire certCA DOJSteelBoltsCPSC recallSource
Centurion (CN 12/18/24/32)
Liberty SafeLiberty's own spec table lists 30 minutes for all four sizes while its text gives 40 minutes for the 24 and 32.
UL-listed lock only; no RSC listing stated for the body30 min at 1200°F (CN 12, 18); 40 min at 1200°F (CN 24, 32)none namedYes (maker states; roster lists Liberty models by code only)147noneSource
2026-09-23
USA (30/36/48/50)
Liberty Safe
UL-listed safe body (maker states)60 min at 1200°Fnone named (maker says "certified" without naming a lab)Yes (maker states; roster lists Liberty models by code only)12up to 8noneSource
2026-09-23
Sporter 33
Browning (ProSteel)
"UL Listed" (maker states; listing type not specified)95 min at 1200°Fnone namednot stated (not found on roster under this name)128 (1 in)noneSource
2026-09-23
Bandit 14
Winchester Safes
not stated (maker says "Exceeds California DOJ Requirements")45 min at 1400°Fnone namedYes (on roster: Bandit 14)148 (1 in; 4 dead, 4 active)noneSource
2026-09-23
SW592216 (16 long gun)
Steelwater
not stated60 min at 1875°Fnone namedYes (on roster: SW592216)not stated10 (1.5 in; 7 active, 3 inactive)noneSource
2026-09-23
Fireproof Keypad Safe (95407)
HornadyHornady's own page gives the door as 9-gauge in one place and 8-gauge in another.
not stated30 min up to 1400°Fnone namednot found on roster16 (body); door 8 or 9not statednoneSource
2026-09-23

See every verified gun safe rating →

What a House Fire Actually Does to a Gun Safe

People search for photos of the inside of a burned safe, and the reason is that nobody quite believes the ratings. Here is what actually happens.

A house fire reaches 1,100 degrees in about ten minutes and can pass 1,500. The steel body takes that heat and passes it inward, so the job of the fire liner is to keep the interior under 350 degrees, which is the point where paper chars. Guns survive well past that, but ammunition, optics and documents do not.

A safe that held its rating gives you intact steel with discoloured bluing, warped grips and ruined electronics. What comes out of a safe that failed is a sealed oven. The contents cook rather than burn, and wood stocks and polymer frames are the first to go.

Two things decide which of those you get: whether the seal held, and how long the fire burned before it was knocked down. A 30 minute safe in a house that burned for an hour is a 30 minute safe that failed, and that is why the duration number matters more than the temperature number.

Which Safe Has the Highest Fire Rating?

If you are shopping purely on the rating, the ranking on this page is already in that order. The short version:

  • Longest duration: the 60 minute safes, which is the Steelwater, the Browning Sporter and the Liberty USA.
  • Highest test temperature: the Steelwater, tested well above the 1,200 degrees most of the market quotes.
  • No independent fire listing on this list: every rating here, the Winchester Bandit’s included, is the maker’s own test. Compare temperature and duration together.
  • Best rating per dollar: the Liberty Centurion and the Sports Afield Domain, which is where the range stops asking for premium money.

Read the duration first, the temperature second and the certifier third, and treat any self-tested figure as a manufacturer claim rather than a measurement. Our fire ratings explainer covers how the testing works.

Does a Fireproof Safe Have to Stand Upright?

Almost all of them do. A full-size safe is designed to be bolted upright through the base, and the door seal is built to expand against a vertical frame. Laying one on its back changes how the door sits and how heat reaches the seal, and it voids most warranties.

If you need something that lies flat, you are looking at an under-bed vault or a fire-rated document box rather than a gun safe, and almost none of those carry a real fire rating. The compact Hornady on this page is the exception worth knowing about.

FAQ: Fireproof Gun Safes

Frequently Asked Questions

What is the best fireproof gun safe?

The Browning Sporter SP33 is the best overall fireproof gun safe in 2026. It offers a 60-minute fire rating at 1,200 degrees with 12-gauge steel construction, Palusol door seal, and Browning DPX interior for around $1,569. Under $1,000, the Winchester Bandit 14 at $999 carries a 45-minute rating at 1,400 degrees, though that rating is Winchester's own test.

Are gun safes really fireproof?

No gun safe is truly fireproof. They are fire-resistant, meaning they protect contents for a specific duration at a specific temperature. A 60-minute fire rating means the interior stays below 350 degrees Fahrenheit for 60 minutes during a fire at the rated temperature. After that time, protection degrades. The goal is to buy enough time for fire departments to respond.

What fire rating should I look for in a gun safe?

At minimum 30 minutes at 1,200 degrees Fahrenheit. This covers most residential fire scenarios where fire departments respond within 7-10 minutes. A 45-minute rating adds a safety margin. A 60-minute rating is best for rural areas with longer response times or homes in wildfire zones.

What is the difference between UL-listed and self-tested fire ratings?

UL-listed fire ratings are independently verified by Underwriters Laboratories, a third-party testing organization. Self-tested ratings are conducted by the manufacturer. UL certification is more trustworthy because it removes manufacturer bias. None of the safes in this guide carries an independent UL fire listing; their ratings are the makers' own tests.

Will guns survive a house fire in a safe?

Yes, if the safe has a fire rating and the fire department responds within the rated time. A 45-minute fire-rated safe will protect your guns through most residential fires. Without a fire-rated safe, guns are damaged or destroyed. Metal warps, wood stocks burn, optics melt, and ammunition can cook off.

What happens to ammunition in a fire inside a gun safe?

Inside a fire-rated safe, ammunition remains below the critical temperature and stays intact. Outside a fire-rated safe or after the rating is exceeded, ammunition can cook off, meaning the primer ignites and the round fires. This is dangerous for firefighters and neighbors. A fire-rated safe prevents this for the duration of its rating.

What is a Palusol door seal?

A Palusol door seal is a heat-activated expandable material installed around the door frame of a gun safe. During a fire, the seal expands to fill the gap between the door and body, blocking smoke, superheated air, and flames from entering the interior. Browning, Liberty, and Winchester all use Palusol seals. Without one, smoke can damage gun finishes even if the insulation holds.

What is the cheapest fireproof gun safe?

The Hornady Fireproof Safe model 95407 at around $210 is the cheapest gun safe with a real fire rating. It offers 30 minutes of protection at 1,400 degrees Fahrenheit and includes a waterproof seal. It holds 2 handguns plus documents. No other fireproof gun safe comes close to this price point.

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